Be in to win with LatitudePay promotion

Terms & Conditions

0. Participation in the Promotion constitutes acceptance of these Terms and Conditions (including the Schedule). Any capitalised terms used in these Terms and Conditions have the meaning given in the Schedule, except where stated otherwise.
1. The competition will be advertised on the LatitudePay website, social media and email, as soon as permit is issued.

Entry

2. Entry to Promotion is open to Australian residents aged 18 years or older who are LatitudePay account holders.
3. The Promotion will be conducted during the Promotional Period. To enter, entrants must comply with the Entry Details during the Promotion Period. Any entry must be made personally. No entry made by a third party on behalf of an entrant will be valid.
4. Entries must be submitted in accordance with the Entry Details. Once submitted, entries will not be capable of alteration or deletion.
5. Entries must be received by the Promoter during the Promotional Period. Online and other electronic entries are deemed received at the time of receipt by the Promoter into the relevant database. The Promoter accepts no responsibility for any late, lost or misdirected entries.
6. The Promoter reserves the right to verify identity as per the Verification Requirements. In the event that a winner cannot provide suitable proof, the winner will forfeit the prize in whole and no substitute will be offered.
7. The Promoter reserves the right to verify the validity of entries and to disqualify any entry which, in the opinion of the Promoter, includes objectionable content, profanity or other defamatory statements.
   The Promoter reserves the right to disqualify any entrant or winner, who breaches these Terms and Conditions, tampers with the entry process, engages unlawful, fraudulent, misleading or deceptive behaviour (including any behaviour calculated to jeopardise the fair and proper conduct of

the promotion), or damages the goodwill or reputation of the Promoter. Inaudible, illegible, incomprehensible and incomplete entries will also be deemed invalid.

Prizes

8. The prize is specified in the Prize Details, and subject to Prize Terms (including those specified below). Total prize pool is also specified in the Schedule.
9. Prize value is based upon the recommended retail price at the time of printing (inclusive of GST). The Promoter accepts no responsibility for change in prize value between now and the final prize redemption date.
10. All costs associated with a prize, which are not expressly included in the Schedule as an element of the prize, are the responsibility of the winner.
11. If the prize is unavailable, for whatever reason, the Promoter reserves the right to substitute the prize for a prize of equal or greater value, subject to any directions from a regulatory authority.
12. It is a condition of accepting a prize that the winner must comply with all conditions of use of the prize and any other requirements, or terms, imposed by the supplier of the prize.
13. The prize is non-refundable, and any unused portion of the prize, is non-transferable or exchangeable or redeemable for cash, unless otherwise specified. No credit will be loaded onto the winner’s Qualifying Product account.

Determination and Notification

14. The Winners will be notified, and their names and State/Territory of residence will be published as per the Schedule. The Promoter and the companies/agencies associated with the Promotion may also publish the name and State/Territory of residence of the Winner on their website(s) and in trade publications.
15. The prize will be awarded to the person named in the valid entry. In the event of any dispute, the prize will be awarded to the account holder of the entry mechanism used to submit the entry.
16. Should an entrant’s contact details change during the Promotional Period, it is the entrant’s sole responsibility to notify the Promoter.

Claiming Prizes

17. The prizes must be claimed in accordance with instructions set out in the Schedule. If a prize is not accepted in accordance with the schedule, the Promoter reserves the right to distribute the unclaimed prizes in accordance with the Unclaimed Prize Draw details specified in the Schedule, subject to any directions given by relevant authorities.

Other Terms

18. The winner agrees to participate, as reasonably required, in media editorial requests relating to the prize, including being interviewed, photographed and filmed.
19. In consideration for the Promoter awarding the prize to the winner, the winner hereby permits the winner’s image and/or voice, as recorded, photographed or filmed during the winner’s participation in the prize to appear in connection with any media or advertising or marketing thereof, in any media whatsoever throughout the world and the winner will not be entitled to any fee for such use.
20. The use of any automated entry software or any other mechanical or electronic means that allows an entrant to automatically enter repeatedly is prohibited and will render all entries submitted by that entrant invalid.
21. In the case of the intervention of any outside act, agent or event which prevents or significantly hinders the Promoter’s ability to properly proceed with the competition on the dates and in the manner described in these terms and conditions, including but not limited to vandalism, power failures, tempests, natural disasters, inclement weather conditions, acts of God, civil unrest, strike, war, act of terrorism, computer virus, fraud, tampering, unauthorised intervention, or technical failure, the Promoter may in its absolute discretion cancel, terminate, modify or suspend the competition, subject to direction of the relevant authorities.
22. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the States and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.
23. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize.
24. The Promoter collects personal information (“PI”) in order to conduct the promotion and may, for this purpose, disclose such PI to third parties, including but not limited to agents, contractors, service providers, prize suppliers and, as required, to Australian regulatory authorities. Entry is conditional on providing this PI. The Promoter will also use and handle PI as set out in its Privacy Policy, which can be viewed at https://www.latitudefinancial.com.au/privacy/ In addition to any use that may be outlined in the Promoter’s Privacy Policy, the Promoter may, for an indefinite period, unless otherwise advised, use the PI for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. The Privacy Policy also contains information about how entrants may opt out, access, update or correct their PI, how entrants may complain about a breach of the Australian Privacy Principles or any other applicable law and how those complaints will be dealt with. All entries become the property of the Promoter. The Promoter will not disclose PI to any entity outside of Australia. If the entrant no longer consents to their details being used, or wish to update, modify or delete their details, the entrant should contact the Promoter.